Before applying for title loans Lincoln, it's a smart idea to learn more about how they work. Above all, you'll want to make sure a loan can resolve, improve or take care of financial problems. At Lincoln Car Title Loans, we can appreciate what you're going through if you're considering a loan. You may be wondering what's involved in the loan process and whether you could qualify for a loan with your credit score. Most likely you are also wondering how long it takes to apply and when you could receive your loan funds. Well, these are all valid questions when considering car title loans. If you need some quick cash to get finances back on track, this information will explain the process and answer your questions.
To make things as easy as possible for applicants, we can offer you three methods to apply for title loans Lincoln.
Applying online takes just a couple of minutes. We only require your contact information and some basic info about your auto you'll be using as collateral.
Everyone is welcome to apply regardless of their profession or income. In most situations, we can get your approved and paid out quickly.
Typically, from the start of the application to paying out takes no more than 24 hours. You may even receive your loan funds within a few hours of applying.
Unlike most banks, which require you to state a purpose for the loan, Lincoln Car Title Loans will never ask you why you want a loan. You are free to use loan funds on anything that you need or want. Many folks use title loan funds for emergencies, medical costs, home repairs or making ends meet until the next paycheck.
We know our customers depend on their cars for making a living, school and a number of other purposes. You are free to drive your vehicle just as you always have during the loan period, so long as you continue to make your payments.
We use a few factors to determine your loan amount. We'll consider the overall condition of your auto, the mileage, age and the current market value according to Kelly Blue Book. We also take into consideration your ability to repay the loan amount.